Kard Privacy Policy

Kard, Kard Pay, Kard App, Kard Affiliate, Kash Kard, Kard Business, VisiKard, collectively referred to as Kard, understands and is committed to preserving your personal privacy. Therefore, we have created this Privacy Policy so that you know how we use and disclose your information when you make it available to us. This Privacy Policy has been developed in order to safeguard the privacy of your data while providing a personalized and quality service.

The Privacy Policy below discloses our practices regarding the collection of information and usage on our websites, mobile applications, platform services, product sites (collectively “the Platform) and the service provided thereon (the “Service”).

Please read the following Privacy Policy to understand how we use and protect the information that you provide to us.

We operate globally and may transfer your personal information to individual companies related to the Kard Family or third parties in locations around the world for the purposes described in this Privacy Policy. Wherever your personal information is transferred, stored or processed by us, we will take reasonable steps to safeguard the privacy of your personal information. These steps may include implementing standard contractual clauses, where recognized by law, obtaining your consent, or other lawful means of transferring personal information.

By registering on our Kard websites, its Audience Relationship Manager (ARM) or any related applications but not limited to: VisiKard, Kard Pay; Kard App; Kard Affiliate, Kash Kard, Kard Business, its mobile applications (together, the “Platform”), however accessed, you consent to the collection, use and transfer of your information under the terms of this Policy.

This Privacy Policy applies to all “personal data” as defined in the Data Protection Act of 1998. In this Privacy Policy, we also refer to personal data as “data”, “information” or “personal information” and the use of property content such, but not limited to, images, pictures, texts, and videos.

When you visit, register, or order products or services on Kard’s mobile or web applications, you may be asked to provide personal information that you choose to share about yourself including but not limited to:

  • Your name;
  • Your date-of-birth;
  • Your address;
  • Your email address;
  • Your phone number;
  • Your business number;
  • Your company information;
  • Your photo;
  • Your purchasing preferences;
  • Your geo-locations;
  • Your credit or debit card number and the card’s expiration date.

If you contact us for any reason, we may retain copies of any letters or emails, and may record written details of any telephone conversations with you. We will not make any audio recording of telephone conversations without informing you in advance. We may also collect information about your usage of our sites.

We may use information held about you for the following purposes:

  • Providing services offered through our sites;
  • Processing your requests and supplying information and services to you;
  • Processing your orders as applicable;
  • Responding to queries from you;
  • Conducting market research surveys;
  • Running contests or competitions;
  • Providing deals;
  • Providing information on events;
  • Creating preferences for you;
  • Building up marketing profiles (where your data is used anonymously).

We will also use and analyze the information we collect so that we can administer, support, improve and develop our business. We may use information held about you for the purposes of analyzing how our services are used and how we may improve our services in the future. Any information we use for this purpose will be encrypted to ensure strict confidentiality.

If you do not wish for us to contact you or receive any information, please let us know. Unless you indicate to the contrary, you are deemed willing to consent to the use of your personal information in the manner outlined above.

Finally, if our business enters into a joint venture with, or is sold to, or merged with another business entity, your information may be disclosed to our new business partners or owners.

A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or collects data when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyze data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

Overall, cookies help us provide you with a better website by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

We will not provide your information to any third party except:

To any company or individual we engage to provide functions on our behalf, such as processing credit card payments, website hosting or delivering goods to you. Such companies and individuals will have access to personal information needed to perform these functions, but may not use it for any other purposes:

  • Any regulatory or government authority;
  • A court of law.

We will inform you of any such order or request for disclosure as soon as reasonably practicable after we receive it, unless we are prohibited by law from doing so or it is not reasonably practicable to do so.

If we are requested to do so by a third party during the course of an action for the infringement of their rights which we reasonably believe to arise from your use of our services. We will inform you of any such request for disclosure as soon as reasonably practicable after we receive it, unless we are prohibited by law from doing so or it is not reasonably practical to do so.

We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure, we use a number of technologies and operational procedures as security measures to protect your information from access by unauthorized persons and against unlawful processing. We will retain your information for a reasonable period or as long as the law requires.

While we have taken all reasonable steps to ensure that the information you provide will be kept secure from unauthorized access, we cannot guarantee that the information will be secure during transmission by you to our servers.

Our servers may log information about visitors, including IP addresses, date/time visited, referring website, length of stay, etc. This information is utilized for statistical purposes only.

We respect your privacy and we value our relationship with you. We will never sell or otherwise provide your name to any other company without your consent.

Our Platform (mobile applications and websites) may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide while visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

From time to time, we may change this privacy policy to accommodate new technologies, industry practices, regulatory requirements or for other purposes. We will provide notice to you if these changes are material and, where required by applicable law, we will obtain your consent.

Any changes to our privacy policy in the future will be updated within the Privacy Policy section of our websites and as an update within the mobile application.

All comments, queries and requests relating to our use of your information are welcomed and should be emailed to: legal@kardinc.com.


Revised 2021 March 5.